Table Of Contents

Introduction

Hey there!

If you are new to investing and feeling a bit overwhelmed by all the options out there, you are not alone.

With the Indian stock market booming and more people than ever jumping in, choosing the right investment app can make all the difference.

These apps have made putting your money to work easier than ever – no more long queues at banks or confusing paperwork.

At THOUSIF Inc. – INDIA, we often hear from people just like you who want to start small, learn as they go, and build wealth without unnecessary stress.

In this guide, we will walk you through the best investment apps in India for beginners, compare them honestly, and help you decide which one fits your needs.

Whether you are interested in mutual funds, stocks, or SIPs (that is, Systematic Investment Plans – basically investing a fixed amount regularly), we have got you covered.

Why Start Investing With An App?

Investing used to feel like something only experts did. However, today, apps have changed the game.

They are mobile-friendly, quick to set up, and packed with tools that explain things in plain English. Plus, most of them let you start with as little as ₹100.

The best part? You can track everything from your phone, see how your money grows, pause investments if needed, and learn along the way.

For beginners, this means less intimidation and more confidence. Moreover, with India’s economy growing strong, starting early can really pay off thanks to the magic of compounding (your money earns money on itself over time).

What Should Beginners Look For In An Investment App?

Before diving into the apps, let us talk about what matters most when you are just starting:

Easy-to-Use Interface: No complicated charts or jargon right from the start.
Low or Zero Fees: Many apps charge nothing for account opening or delivery trades.
Variety of Options: Stocks, mutual funds, gold, IPOs – the more, the better for learning.
Educational Resources: Guides, videos, or tips to help you understand investing.
Customer Support: Quick help via chat or call when you are stuck.
Safety: All good apps are registered with SEBI (the market regulator) and use secure banking.

Keep these in mind as we explore the top picks.

Top Investment Apps For Beginners In India

Here are the standout apps that consistently rank highly for newcomers, based on user feedback and popularity in 2025-2026.

1. Groww

Groww started as a simple mutual fund platform and has grown (pun intended!) into one of India’s most loved apps. It is incredibly beginner-friendly with a clean, colorful design that feels more like a shopping app than a finance one.

Why beginners love it: Super simple onboarding – open an account in minutes with just your Aadhaar and PAN. Great for mutual funds and SIPs, plus easy stock buying.
Fees: Zero account opening, zero AMC (annual maintenance), and free delivery trades.
Standout features: One dashboard for everything – stocks, mutual funds, gold, and even fixed deposits.
Drawbacks: Advanced trading tools are limited if you later want to get into options or intraday.

2. Zerodha (Kite App)

Zerodha pioneered discount broking in India and is still a favorite for its reliability and low costs. The Kite app is fast and powerful.

Why it is suitable for beginners: Excellent learning resources through their Varsity section – free modules that teach investing basics.
Fees: ₹20 per trade for intraday/F&O, zero for delivery. Account opening is free.
Standout features: Transparent pricing and robust charts, if you want to learn technical analysis later.
Drawbacks: The interface can feel plain and might take a day or two to get used to compared to flashier apps.

3. Upstox

Upstox has made significant strides with its modern app and is often recommended for people who want speed and simplicity.

Why beginners like it: Clean layout, quick execution, and good educational content.
Fees: Similar to others – ₹20 per order, zero delivery charges in many cases.
Standout features: Good charting tools and fast order placement.
Drawbacks: Customer support can sometimes be slower during peak times.

4. Angel One

Angel One‘s app is feature-packed and has seen tremendous growth recently.

Why it is worth considering: There are many research reports and advisory tools that can guide beginners.
Fees: Competitive – often zero brokerage plans for the first year or specific segments.
Standout features: Strong on IPOs and personalized recommendations.
Drawbacks: The sheer number of features can feel overwhelming at first.

Quick Comparison Table

Here is a simple side-by-side look to make choosing easier:

App	Use	Brokerage	Investments	For	Users
Groww	Excellent	Zero	Stocks, MF, Gold, FD	Mutual funds & simplicity	Highest (13M+)
Zerodha	Very Good	Zero	Stocks, MF, Bonds	Learning & low costs	~8M
Upstox	Very Good	Zero	Stocks, MF, Derivatives	Speed & modern interface	~3M
Angel One	Good	Zero (often)	Stocks, MF, IPOs	Research & guidance	~7-8M

Our Recommendation

If you are a complete beginner, we at THOUSIF Inc. – INDIA honestly think Groww is the best place to start for most people.

Its simplicity wins hands down; you will feel comfortable from day one, and it is perfect for starting with mutual funds or small stock investments.

Once you are more confident, you can always explore Zerodha for deeper learning or Angel One for extra tools.

Remember, the “best” app is the one you will actually use consistently.

Start small, invest only what you can afford to leave for the long term, and keep learning.

Interesting Trivia

Did you know that Groww overtook all competitors to become India’s largest stockbroker by the number of active clients in 2025? It added millions of users while others saw dips, proof that simplicity really resonates with everyday investors like us!